General
Liability
Flexible protection for the unexpected
Our General Liability products have been designed specifically to provide comprehensive coverage and a broad underwriting appetite for small to medium businesses and larger corporations, as well as those in the mining and resource industry.
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General Liability
Our broadform General and Product Liability offering provides cover for legal liability arising from third party personal injury, property damage and advertising liability claims.
WebRater
Specialty
WebRater Appetite
DUAL’s General Liability product is available through the WebRater, with indications obtained with minimal questions for Insureds with up to $3,000,000 in revenue.
Some of our typical clients include:
- Design
- Accountants
- Consultants
- Real Estate
- Financial Consultants
- Stockbrokers
- Public Relations & Media
- Legal
- Trade Services
We now have over 350 occupations available via the WebRater to quote General Liability!
Specialty Appetite
Protect your business and reputation with our comprehensive general liability insurance. DUAL's specialty general liability product covers a diverse range of occupations, underwritten by our experienced senior liability team.
Through our close partnerships with brokers, we deliver dedicated and comprehensive coverage, providing you with:
- Broad coverage for a diverse range of occupations
- A range of valuable extensions to further meet the unique needs of your client
- Target business occupations with revenues up to A$250m
- Primary Limit $20m with flexible deductibles to suit your clients business
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Fully authorised capacity – Certain Underwriters at Lloyd’s
Contact one of the dedicated and experienced senior liability underwriters.
Key coverages
Broad definitions of insured, personal injury and property damage.
New defence costs and supplementary payments insuring clause.
Claims $25,000 sub-limit for professional fees and other such expenses.
Property in care, custody and control - $25,000 sub-limit.
Worldwide territorial limit (other than North America).
DUAL Australia underwriters liability risks exclusively on behalf of certain underwriters.
Resource Liability
A tailored industry specific mining and resource liability wording available for our resource contractors and exploration policyholders (previously known as RILF).
Resource$10m contractors |
Exploration$20m turnover |
Available on the WebRater
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Why choose DUAL for General Liability?
Expert underwriting
The DUAL Liability team is highly knowledgeable. Our expert underwriters navigate complex risks to try and achieve the best possible outcome for you and your client.
Customisable cover
Our products can be tailored to suit the needs of your clients. We have the flexibility to cover a wide range of risks, including many tailored risks.
A trusted partner in a claim
We provide exceptional claims services. Our in-house claims team works alongside our panel lawyers to support your client each step of the way.
Instant quote and bind
Get a quote on a range of Liability products today using the WebRater.
Meet our Liability team
Our senior Liability team, led by Darren Hayes, is committed to delivering innovative, end-to-end insurance solutions that proactively manage risk and provide more effective coverage. We prioritise tailored products, carefully aligning our solutions with each client's unique risk profile to ensure the right coverage for their specific needs.
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