/au-en/products/accident-and-health/medical-expenses
Expert underwriting of medical expenses insurance
Our Medical Expenses insurance policy provides individuals or businesses with medical expenses cover if the insured person is:
a. A temporary resident to Australia; or
b. An expatriate outside Australia and outside their country of residence
Medical expenses may include inpatient and outpatient expenses, dental and ancillary expenses and pregnancy* cover.
For expatriates living outside Australia, the policy may also cover emergency evacuation expenses.
* provided the waiting period has been served.
Policy features:
- DUAL provides cover for singles, couples and/or families along with group policies
- Ancillary expresses such as optical, dental, physiotherapy and other similar expenses
- Emergency medical evacuation for persons based out of Australia
100 years
combined underwriting experience
24/7
worldwide emergency assistance
Coverage provided:
DUAL provides cover for singles, couples and/or families along with group policies.
Ancillary expenses such as optical, dental, physiotherapy and other similar expenses.
100 years
combined underwriting experience
24/7
worldwide emergency assistance
Broad appetite
including construction, mining, missionary and charity work
Risk appetite
We cover:
- Individuals and groups
- Most occupations including construction and mining, missionary, and charity work
- Most countries available including remote Asia and African locations
- Expatriates, provided they are moving overseas for work or study
- Temporary residents inbound to Australia for work or study
- Third country nationals can be considered as part of a group policy
We don't cover:
- Over 65s on an individual basis
- Persons on sports scholarships
- Persons moving or living overseas permanently
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Target market determination
For further information on whether our products are suitable for you, please review our target market determination.