Some risks need speed.
Some need technical expertise.
Some need both.
Our General Liability offering is designed to support brokers across both pathways.
WebRater
For risks that sit comfortably within appetite and require fast turnaround.
Specialty
For more nuanced risks that benefit from deeper underwriting expertise and tailored solutions.
Examples of where our Specialty team adds value
For risks that require a more considered underwriting approach, our specialty team works closely with brokers to understand the client’s operations, coverage requirements and broader placement needs.
Below are examples of the types of risks we’ve recently supported.
| Risk type | Premium guide | How we supported the placement |
| Mining services - drilling contractor | ~$50,000 |
We provided a timely indication aligned to our underwriting appetite, supporting early broker discussions. Strong engagement and quick turnaround times helped progress the placement efficiently. |
| Transport and logistics group | ~$84,500 |
We worked closely with the broker across updated exposure information, providing an early indication and maintaining clear communication throughout the placement process to support timely decision-making. |
| Mining services group | ~$45,000 |
We issued a prompt non-binding indication followed by formal terms once full risk information was received. Our responsiveness and clear communication supported a smooth placement process from review through to binding. |
| Transport operator (heavy vehicles) | ~$25,000 |
We engaged early with the broker to understand key coverage requirements and exposure details, then structured terms aligned to the risk profile while maintaining close communication through to binding. |
| Traffic management services | ~$9,000 |
We took a proactive approach to understanding key risk drivers including coverage needs, pricing expectations and excess. This allowed us to deliver a tailored solution aligned to appetite in a competitive environment. |
| Hospitality venue (restaurant/bar) | ~$4,400 |
We worked collaboratively with the broker to assess appetite and structure a solution aligned to the risk, maintaining clear communication on coverage and pricing to support successful placement. |
Speak with our Specialty General Liability team about your next placement.
Stewart Eaton
ANZ Head of Liability
Stewart has worked in the UK and London market for nearly 25 years. He has held a variety of liability positions at AIG and crisis management roles at various Lloyd’s Syndicates and at Allianz Global Corporate and Specialty. Prior to setting up a product recall book of business at Ark Syndicate in 2021 he was the Global Head of Product Recall at AGCS from 2019 looking after a book of cEUR100m. Stewart will be helping grow and diversify the liability book including a regional focus ensuring key service delivery to our broker partners and clients.
Stewart succeeded Steve Jacques in April 2023 and will be building a team that will service the growing portfolio with a focus on profitability and sustainability whilst assisting develop new product solutions in the NZ market.
Any product information discussed in this blog is subject to the terms and conditions of the policy, eligibility criteria, any additional premium for optional cover, limitations and exclusions.
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The information contained in this blog is intended for licensed insurance brokers and other authorised intermediaries only. DUAL issues insurances on behalf of Certain Underwriters at Lloyd’s of London and/or Allianz Australia Insurance Limited, acting as their agent. The information is of a general nature and does not take into account the objectives, financial situation or needs of any person. It is intended for the use of professional intermediaries who are expected to consider whether it is appropriate for their clients. Before recommending or offering any insurance product, intermediaries should read the policy wording, relevant Product Disclosure Statement (PDS) and Target Market Determination (TMD) and assess whether the product is suitable for their client’s circumstances. These are available on request or via our website at DUAL Australia.