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Journey Personal Accident insurance

Published

15 July 2025

Read time

2 minutes

Journey Personal Accident insurance offers benefits to employees if they're unable to work due to an injury sustained during their direct journey to and from work.

 

The cover includes minor travel deviations or interruptions of the journey when there is no increase in risk of injury had they travelled directly to and from work. DUAL’s Journey Personal Accident insurance extends cover to employees, consultants, contractors, sub-contractors or self-employed persons undertaking work on behalf of the policyholder.

Cover includes:

  • Travel by private vehicle, public transport, cycling, walking, or running
  • FIFO workers, including flights to and from remote job sites (underwritten with bespoke options available)

 

Key benefits include:

  • Accidental death and disablement options up to $250,000
  • Weekly injury benefits: Up to $2,500 with flexible excess and benefit periods

Additional benefits include: 

  • Fractured bones
  • Dental benefits
  • Return to work assistance
  • Recess cover (meal breaks)
  • Funeral benefits and modification benefit

Please refer to the target market determination.

 

Getting a quote is simple 

All we need is the company details, employee numbers per state and occupation and our underwriters will assist you with a quote.

View the full product profile.

Contact the Accident & Health team.

 

 

Any product information discussed in this blog is subject to the terms and conditions of the policy, eligibility criteria, any additional premium for optional cover, limitations and exclusions.

Copyright © 2025 DUAL Australia Pty Ltd (ABN 16 107 553 257, AFSL 280193). All rights reserved.   

The information contained in this blog is intended for licensed insurance brokers and other authorised intermediaries only. DUAL issues insurances on behalf of Certain Underwriters at Lloyd’s of London and/or Allianz Australia Insurance Limited, acting as their agent. The information is of a general nature and does not take into account the objectives, financial situation or needs of any person.  It is intended for the use of professional intermediaries who are expected to consider whether it is appropriate for their clients. Before recommending or offering any insurance product, intermediaries should read the policy wording, relevant Product Disclosure Statement (PDS) and Target Market Determination (TMD) and assess whether the product is suitable for their client’s circumstances. These are available on request or via our website at DUAL Australia.